Visa Platform Connect
Unlock new possibilities with the Visa Acceptance Platform
Maverick Payments has integrated our proprietary gateway with Visa Platform Connect (VPC), expanding our gateway offering from TSYS to plug into VisaNet (our default gateway setup). Today, VPC supports card-not-present (CNP) transactions, with additional card-present capabilities coming soon.
As Maverick's fourth payment rail alongside TSYS, Fiserv and our proprietary ACH engine, VPC gives you even more functionality when boarding eCommerce merchants, while maintaining the same onboarding experience, dashboard, APIs and support model you use today.
Key verticals
VPC is best suited for businesses that rely on card-not-present payments and want to improve payment performance, reduce fraud, enhance customer experiences and build on top of a payment rail designed for long-term success.
Priority Verticals
Low-risk, high-volume verticals |
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High-risk eCommerce verticals |
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Merchant Opportunity Indicators
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Capabilities for Card-Not-Present Payments
Visa Platform Connect helps merchants improve conversion rates and reduce checkout friction by supporting modern payment methods.
Through Unified Checkout, contactless payments such as Apple Pay, Google Pay, and Click to Pay are available, helping merchants give customers more ways to complete transactions while helping businesses capture more revenue.
Unified Checkout Now AvailableWith support for Apple Pay, Google Pay, Click to Pay and traditional card payments through a seamless checkout experience. |
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Payment Performance & Revenue OptimizationLeverage Visa-powered technologies designed to improve authorization rates, reduce payment failures and help merchants capture more revenue. |
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Security & Fraud PreventionProtect transactions and customer data with advanced security and authentication tools designed for card-not-present environments. |
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Customer & Subscription ManagementSupport recurring revenue models and securely manage stored payment credentials. |
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Access to the extensive library of ready-made Cybersource integrations and APIsEasily connect to Cybersource-compatible shopping carts, CRM systems, software platforms and other third-party solutions via Maverick provisioned Cybersource API key to enable merchants to gain more functionality through the dashboard and more. |
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Pricing
Visa Platform Connect (VPC) (default gateway setup) | ||||
Transaction Fee (based on authorization rates and includes capture. This in lieu of the standard Transaction Fee in Card Processing) | Low-Risk: $0.04 per transaction | Moderate-Risk: $0.06 per transaction | High-Risk: $0.10 per transaction | |
3D Secure Fee | $0.10 per item | |||
Account Updater Fee | $0.20 per update | |||
Network Tokens Fee | $0.08 per event | |||
Tokenization | $0.06 per event | |||
Fraud Management Essentials Accessed through Cybersource and not the Maverick Dashboard. A separate login would be provided. | $0.06 per event | |||
Included |
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How to Position VPC
When discussing VPC, focus on the merchant's business challenge first, then connect the relevant VPC capabilities to the desired outcome.
Merchant Need | Positioning Message | Relevant Capabilities |
Improve payment approvals | "If you're losing revenue to declined transactions, VPC includes Visa-powered technologies designed to improve authorization rates and help maximize approved transactions." |
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Reduce fraud and chargebacks | "If fraud and chargebacks are impacting your business, VPC provides advanced security tools that help protect transactions without creating unnecessary customer friction." |
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Protect recurring revenue | "If you rely on subscriptions or recurring billing, VPC can help reduce failed payments and customer churn by automatically updating eligible payment credentials." |
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Improve checkout conversion | "If customers are abandoning checkout, VPC supports modern payment experiences designed to make purchasing faster and more convenient." |
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Modernize the payment experience | "If your current payment solution feels limited, VPC provides access to Visa-powered capabilities designed for today's digital commerce environment." |
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Support business growth | "As your business grows, VPC provides scalable payment capabilities that help optimize performance, security, and customer experience." |
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Lack of third-party integrations | “Access an extensive library of ready-made Cybersource integrations, APIs, and third-party solutions with minimal development effort required.” |
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Sales Discovery Questions
Focus on uncovering business challenges before discussing features. Merchants are more likely to talk about lost revenue, fraud, checkout conversion and customer retention than they are about Network Tokens, 3-D Secure or Real-Time Account Updater.
Approval Rates
Are you experiencing a high number of transaction declines today?
Do you track authorization rates or payment approval rates?
What impact do declined transactions have on your revenue?
Ecommerce Growth
What percentage of your revenue comes through online or digital channels
Are you currently accepting Apple Pay, Google Pay, or other digital wallet payment methods?
Do you experience cart abandonment or checkout friction during the payment process?
Subscription and Recurring Revenue
Do you offer subscriptions, memberships, or recurring billing?
How often do recurring payments fail due to expired or updated cards?
Have failed payments contributed to customer churn or lost revenue?
Fraud and Security
Are fraud or chargebacks an ongoing challenge for your business?
How are you currently securing stored payment credentials?
Are you using tokenization or customer authentication tools today?
Growth and Scalability
Are there any limitations with your current payment gateway or technology stack?
Are your current payment tools supporting your growth goals?
How important is it to support modern payment experiences and emerging payment technologies?
Sales Resources
FAQ
What is VPC?
Visa Platform Connect (VPC) is a secure online infrastructure that allows payment providers to easily integrate various Visa processing features into their systems through a single connection.
How is Maverick connected?
Through VPC, Maverick’s proprietary payment gateway and dashboard are directly connected to VPC, Visa’s global payments network.
What does the onboarding process look like?
The merchant onboarding process through the dashboard remains the same experience used today for TSYS and Fiserv. Partners can continue using the same application and onboarding workflow they already know.
Does this only support Visa cards?
No, VPC is a payment network that processes all major cards.
Does VPC support Google and Apple pay?
Yes, VCP supports a modern contactless checkout experience through the acceptance of Apple Pay, Google Pay and Click to Pay.
Does VPC support card-present transactions?
No. At the time of launch VPC will only work with card-not-present transactions. Additional solutions such as card-present transactions will be supported in the future.
Do merchants already on the internal gateway have access to these benefits?
No, they will first need to be boarded to VPC in order to leverage these benefits.